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'Money makes the world go round!' can certainly seem to be true on many occasions. Debt is on the increase and there seem to be more and more demands on your money than ever before.

In the modern world learning about money is an essential skill. Children need to learn as early as possible the language of money.

Pocket money is a useful starting point for teaching about money.

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This can introduce money to children in a real way and can begin to teach them those important life skills which will help in a country where 12% of the population have serious money worries.